Abhyudaya Bank - Manager, Credit Officer and More Recruitment 2026

1. Preliminary screening of applications
2. Shortlisting based on qualification, experience and job requirements
3. Personal interview
4. Final selection based on previous experience and interview performance

Meeting the minimum eligibility conditions does not automatically give a candidate the right to be called for an interview. The bank may call only the required number of candidates after preliminary screening.

Business Development

• Lead marketing teams and support deposit mobilisation.
• Establish relationships with high-net-worth customers.
• Develop strategic tie-ups with real-estate agencies, builders and industrial estates.
• Monitor branch and marketing-team performance.
• Design marketing activities for business growth.
• Sanction credit proposals within delegated powers.

Recovery Department

• Monitor NPA and ARC accounts and follow up for upgradation.
• Initiate recovery proceedings under the SARFAESI Act.
• Handle cases before DRT, District Courts, NCLT and other courts.
• Review advocates handling cases for or against the bank.
• Update NPA management and recovery policies.
• Guide the Board or Administrator's Committee on legal matters.

Legal Department

• Verify title deeds and property-related documents.
• Draft and examine agreements, deeds, indemnity bonds and powers of attorney.
• Provide expert opinions on internal legal matters.
• Attend cases before DRT, District Courts, NCLT and other authorities.
• Review cases assigned to advocates.

Vigilance Department

• Assist and advise the Managing Director or CEO on vigilance matters.
• Coordinate with the police and other law-enforcement authorities.
• Implement preventive measures against misconduct and malpractice.
• Review investigation reports, disciplinary cases and complaints.
• Ensure compliance with RBI and statutory vigilance guidelines.

Inspection Department

• Prepare inspection reports.
• Coordinate with regulatory and statutory auditors.
• Conduct concurrent, internal and snap audits.
• Undertake risk-based internal audits.
• Submit regulatory compliance reports.

HRM Department

• Handle training and development and payroll activities.
• Manage disciplinary actions and labour-law matters.
• Draft correspondence and HR policies.
• Coordinate with advocates in employment-related matters.
• Implement HR policies and statutory provisions.

Premises & Estate Department

• Handle the purchase, sale, lease and licensing of bank properties.
• Coordinate with RBI and other regulators on branch and property matters.
• Manage vendors, service providers and maintenance contracts.
• Verify agreements with vendors and property owners.
• Obtain building completion and occupancy certificates.

Credit Officer

• Appraise new and existing credit proposals.
• Analyse financial statements and credit risks.
• Complete the renewal and review of existing proposals.
• Ensure compliance with RBI due-diligence guidelines.
• Monitor credit facilities and submit periodical reports.

1. Visit the official website of Abhyudaya Co-operative Bank.
2. Open the Careers or Recruitment section.
3. Select the relevant executive or managerial post.
4. Read the post-specific eligibility conditions carefully.
5. Open the online application form available from 25 September 2026.
6. Enter the required personal, educational and professional details.
7. Upload the required documents.
8. Review and submit the application before 5 October 2026.
9. Save a copy of the submitted application for future reference.

• Applications will be accepted through the online mode only.
• Applications submitted through other modes will not be considered.
• Candidates must provide a valid email address in the application.
• Shortlisted candidates will receive selection-related communication through email.
• The bank will not be responsible for missed emails caused by an incorrect email address or other reasons.
• Candidates should regularly check the bank's website and registered email account for updates.
• Selection will depend on relevant experience and interview performance.