TMB - Credit Trainer Recruitment 2026

Tamilnad Mercantile Bank Ltd. (TMB) has notified the recruitment for Credit Trainer posts on a contract basis for a period of 6 months under its 2026 recruitment. The position carries a consolidated pay of Rs. 50,000 per month, with no other allowances or perquisites. Eligible applicants must be retired officers of banks or other banks in Scale III or above cadre with a good track record and unblemished service. Candidates can apply online by registering with a valid email ID and mobile number and uploading the required documents from 17 October 2026 to 31 October 2026. The selection process consists of an interview conducted directly or through video conferencing.

Candidates must meet the following eligibility conditions as specified in the official notification:

• Retirement Status: The retired officers of our banks/other banks are eligible for selection from the date of retirement.
• Cadre Requirement: The officers should have been in Scale III or above cadre during retirement. Previous work experience in the Credit Department will be given preference.
• Track Record: Only suitable persons with a good track record to suit the bank's requirement will be engaged on a contract basis. Officers with unblemished service alone are eligible to apply.
• Disqualification: Officers who were removed /dismissed from the bank's service under disciplinary measures are not eligible.
• Age Limit: Not more than 62 years.

Selected candidates will receive a consolidated pay of ₹50,000/- per month for a contract period of 6 months. No other allowance or perquisites including bonus/ex-gratia/variable pay, LFC and medical reimbursement as admissible to the regular employees of the bank will be paid/given.

The roles and responsibilities assigned to Credit Trainers include:

• Deliver training programs on banking products, credit policies, and loan processes.
• Train employees on retail, MSME, housing, and personal loan underwriting procedures.
• Explain credit appraisal techniques, financial analysis, and risk assessment methods.
• Conduct sessions on documentation, compliance, KYC, and regulatory guidelines.
• Develop training materials, presentations, case studies, and assessment modules.
• Support new joiners during induction and onboarding programs.
• Monitor trainee performance through tests, assignments, and practical evaluations.
• Provide coaching on customer handling, sales quality, and portfolio management.
• Ensure employees understand bank policies related to NPA control and recovery practices.
• Coordinate with business teams and credit departments for process updates.
• Identify training needs and recommend skill development initiatives.
• Maintain training records, attendance, certifications, and MIS reports.
• Conduct refresher training programs whenever policy or product changes occur.
• Assist branches and field teams in improving credit quality and operational efficiency.
• Support audit readiness and adherence to internal credit standards.
• Any other work assigned by the Bank.

1. Candidates are requested to log on to the Bank’s website (https://apps.tmbdigital.bank.in/tmb_careers/). Click “Apply Online” and register themselves for the appropriate post.
2. Register with a valid personal email ID and mobile number to create a User ID.
3. Note down the Unique Registration Number and Password sent to your mobile number and email for applying online.
4. Click the activation link sent to the registered E-mail ID which will direct to the Careers portal.
5. Login with the Application number (Registration Number/Username) and password on the right side of the career portal.
6. Fill in all details in the online application at appropriate places very carefully, ensuring names match certificates exactly, and click “Save/ Continue”.
7. Upload photograph with the dimension of 390 X 520 pixels (preferred) and ensure the size of the scanned image is not more than 120 KB.
8. Upload signature with the dimension of 240 X 240 pixels (preferred) and ensure the size of the scanned image is not more than 60 KB (Signature in Capital letters shall NOT be accepted).
9. Upload the following enclosures to be uploaded along with the e-application and ensure the size of the scanned image is not more than 250 KB: Self-attested photo copy of SSLC or Higher Secondary Mark Sheet/Transfer Certificate for age proof, Self-attested photo copy of Degree Certificate/s, Experience certificate/s and Relieving Letter for pervious employments, and Last Month Salary Slip.
10. On successful submission of the Online Application form, click confirm/submit on bottom of the page and a message “Registration is successful” will be displayed. A copy of the system generated online application form will be sent to the registered Email ID and the Candidates should take a printout of the same for future reference.

The shortlisted candidates should appear for interview. They will be called for personal interview through Direct / Video Conferencing. The mode of interview, date and time will be communicated to the eligible candidates individually.

• Please note that the e-applications with incorrect / incomplete particulars or without copies of certificates attached as required above are liable to be rejected.
• The Bank reserves the right to reject any application without assigning any reason and Bank's decision in the matter of eligibility, interview and selection would be final.
• Canvassing in any form will be a disqualification.
• The job role and location is subject to transferable based on requirements, and the posting will be at Anywhere in India.
• Kindly note that the candidates are advised to adhere to the eligibility conditions given strictly. Any information found to be wrong or any candidate found ineligible at any stage of the process or later will result in disqualification of the candidate.