Bank of Baroda - Senior Manager, Manager and More Recruitment 2026

Bank of Baroda is filling 11 backlog vacancies for officers on a regular basis under its Special Recruitment Drive 2026. Only SC, ST and OBC (Non-Creamy Layer) candidates can apply. The vacancies are in the Risk Management, MSME Banking and Finance departments, in pay scales from MMG/S-II to SMG/S-IV. Online registration opens on 28 October 2026 and closes on 17 November 2026. You can apply for only one position.

Bank of Baroda is a public sector bank. Its letterhead calls it "India's International Bank" and marks its 119th Foundation Year. The notice was issued from Mumbai on 28 October 2026 by the Chief General Manager (HRM & Marketing).

Category-wise Reservation

Senior Manager - MSME Relationship is shown as MMG/S-III in the post table but as MMG/S-II in the reservation table. The bank may change the number of vacancies or cancel the process to suit its needs.

The pay scales are MMG/S-II (basic pay Rs. 64,820 to Rs. 93,960), MMG/S-III (Rs. 85,920 to Rs. 1,05,280) and SMG/S-IV (Rs. 1,02,300 to Rs. 1,20,940). Salary and other pay follow the industry-level bipartite settlement and the Joint Note for officers in the banking sector. On top of basic pay, officers may get bank-specific allowances, perquisites and other facilities under the bank's policies.

Age Limit (as on 01.10.2026)

These maximum ages are for General category candidates. The relaxations below are added on top.

Qualification and Experience

• Senior Manager - Project Finance – Infrastructure & ESG: Mandatory: Chartered Accountant (CA) or Full time MBA/PGDM or its equivalent in the relevant field. Experience: minimum 05 years in the BFSI sector, with at least 3 years in Project Finance, especially in infrastructure such as Roads, Ports/Power.
• Senior Manager - MSME Credit Risk Management: Mandatory: same as above. Experience: minimum 05 years in the BFSI sector, with at least 3 years in an MSME Credit/Risk Management Department dealing with Credit Risk.
• Senior Manager - Enterprise and Operational Risk Management: Mandatory: same as above. Experience: minimum 05 years in the BFSI sector in the Operational Risk domain, of which at least 3 years at an operational unit. Experience in managing Internal Controls, Process & IT controls can also be considered.
• For the three posts above, preferred: CFA (CFA institute-USA), FRM (GARP), PRM (PRMIA), ESG (CFA institute-USA), SCR (GARP).
• Senior Manager - Fraud Incidence and Root Cause Analysis: Mandatory: Bachelor's or Master's Degree in analytics, data science, finance or accounting, OR Chartered Accountant (CA) or Company Secretary (CS). Preferred: Certified Fraud Examiner (CFE), Certified Financial Forensics (CFF) or Certified Anti-Money Laundering Specialist (CAMS). Experience: minimum 05 years in the BFSI sector, of which 3 years in Audit / Compliance / Risk & Governance / Operational Risk / Fraud Risk.
• Manager - Digital Fraud: Bachelor/Master Degree in Computer Science/ IT/ Data Science / MCA. Experience: minimum 03 years in IT / Digital area in the Banking sector. Preferred: experience in Fraud Risk Management and related fields.
• Senior Manager - MSME Relationship: Mandatory: Graduate in any discipline. Preferred: Two Year Full Time MBA / PGDM in Finance / Marketing / Sales / Banking. Mandatory experience: minimum 08 years in Banking, of which 04 years in Credit Processing / Sales of Loan Products with any Bank / NBFC / Financial Institutions in India. Preferred experience: MSME Credit Processing / Sales of MSME Loans.
• Senior Manager - Business Finance: Mandatory: Graduation (in any discipline) and Chartered Accountant by Qualification. Preferred: Post-Graduation Degree in Management with Specialization in Finance or CFA/ ICWA/ CMA. Experience: minimum 06 years in Business Finance in a large Bank / large NBFC.
• Chief Manager - Internal Controls: Mandatory and preferred qualification: same as Business Finance. Experience: minimum 08 years in a Big 4/ Large/ Leading Accounting Firm / Banks, in Accounts / Internal Controls/ Internal Audit and Operational Governance Oversight.

Rules on Experience and Marks

• Qualifications must be from institutions recognised by the Government of India/Govt. bodies/AICTE.
• Post-qualification experience of less than six months in an organisation, as on 01.10.2026, does not count unless it is part of your current job.
• Experience in the Clerical cadre, and Teaching & Training experience, do not count.
• Percentages are not rounded up: 59.99% counts as less than 60%. If you hold a CGPA/OGPA, convert it to a percentage and give it to two decimals.
• OBC candidates in the creamy layer, or whose caste is not on the Central List, cannot apply for these backlog vacancies.
• Ex-Servicemen have no reservation in the Officers' cadre.
• Applicants must be Indian citizens or belong to one of the other eligible groups listed in the notice (subjects of Nepal or Bhutan, Tibetan refugees, migrants of Indian origin). The non-Indian groups need a certificate of eligibility from the Government of India.

Age Relaxation

The SC/ST/OBC relaxation can be combined with only one of the other relaxations. Check the official notification for the full eligibility of each post.

• Project Finance – Infrastructure & ESG: credit policy and pricing, using ESG and sustainability factors to assess credit proposals, independent credit risk evaluation of loan proposals, and sector analysis.
• MSME Credit Risk Management: risk-return evaluation of the loan portfolio, stress testing and scenario analysis for capital adequacy, and monitoring credit risk capital.
• Enterprise and Operational Risk Management: the bank-wide risk framework, risk appetite and limits, CRAR and economic capital, the ICAAP exercise and Pillar III disclosures.
• Fraud Incidence and Root Cause Analysis: root cause analysis of frauds, including digital risks, and loss data and incident management in line with RBI guidelines on Operational Risk.
• Manager - Digital Fraud: fraud tools and rules for Debit cards, Internet and Mobile Banking, IMPS and UPI, plus dashboards. Uses SAS/SQL and credit data from sources such as CIBIL and Equifax.
• MSME Relationship: finding MSME business, meeting revenue targets, cross-selling, recovering long-outstanding debts and checking financial statements.
• Business Finance: performance MIS, Funds Transfer Pricing, cost management, capital budgeting and balance sheet and accounting policy advice.
• Chief Manager - Internal Controls: the Internal Controls Framework, ICOFR, reconciliation of office accounts, GL review under IRAC norms, and work with Statutory Auditors on IFC audits.

Pay online by Debit Card, Credit Card, Internet Banking or UPI. Your registration is complete only when the fee is paid by the last date. The fee is not refunded, even if no online test is held or you are not shortlisted.

• Selection may include application scrutiny, an online test, a psychometric test or any other suitable test, followed by Group Discussion and/or Interview or several rounds of interviews.
• Shortlisting may be based on online test scores, qualifications, work experience, domain expertise, skill set and suitability. The bank does not share its shortlisting criteria.
• If an online test is held, you need a minimum score in each section and overall. Candidates tied at the cut-off mark are ranked by age, oldest first.
• The minimum qualifying mark in the Personal Interview is 60% for General and EWS candidates and 55% for reserved categories. The bank may change these marks.
• The final merit list combines the online test and/or interview scores. The bank may consider you for a different position if you meet that position's eligibility.

• Probation: 12 months (1 year) of active service from the date of joining.
• Service bond: serve at least 3 years, or pay the bank three months' gross salary (capped at Rs. 3 Lakhs) if you leave earlier.
• Posting: any branch or office of the Bank anywhere in India. Only candidates willing to serve anywhere in India should apply.
• Selected candidates sign an employment contract. Serving government, PSU and bank employees must produce a No Objection Certificate at the interview and a relieving letter on joining.

1. Go to www.bankofbaroda.in/Career.htm ↗ and open Careers, then Current Opportunities. No other way of applying is accepted.
2. Register with a valid personal email ID and mobile number, and keep both active until the process ends.
3. Fill in your bio-data and give your Graduation/Post Graduation percentage to two decimals. State any FIR, prosecution or departmental proceedings against you.
4. Upload your photograph, signature and documents as specified in Annexure II.
5. Check every detail, because nothing can be changed after you press SUBMIT.
6. Pay the fee online and print the e-receipt and application form.

Documents to Upload

• Resume, DOB proof (10th marksheet/certificate), all educational certificates combined in one PDF, work experience certificates, caste/category certificate and PWD certificate (if applicable). You will also need a document showing your CTC break-up and your latest salary slips.
• Each file must be a PDF, A4 size and no larger than 500 KB.
• Photograph: recent colour passport-style photo, 200 x 230 pixels (preferred), 20kb–50kb, JPG/JPEG.
• Signature: black ink on white paper, 140 x 60 pixels (preferred), 10kb–20kb. A signature in CAPITAL LETTERS is not accepted.

Documents for the Interview (originals plus a self-attested photocopy)

• Interview call letter and the system-generated application form
• Proof of date of birth and photo identity proof (Ration Card is not accepted)
• Mark sheets and certificates, and a caste certificate in the Government of India format. The OBC certificate must include the non-creamy layer clause and be issued within one year of the advertisement date.
• Experience documents (appointment letter, salary slip, relieving letter), an NOC if you are in government service, and Ex-serviceman, 1984-riot or disability certificates if they apply to you

Do not send any document to the bank by post. Call letters are sent only by email and through the bank's website. Canvassing leads to disqualification.